Loans

A Mortgage Loan on your terms.

Get the flexibility you need to turn your dream home into a reality.

  • A mortgage loan that gives you the freedom to buy, construct, invest, or simply renovate your home.
  • Get support and advice, anytime – speak to an expert in the app, over the phone or come in to one of our branches

What you’ll receive:

  • Get flexible financing of up to 90% of property value, 100% of construction cost value, and 80% of land value
  • We offer a flexible tenure of up to 30 years
  • Receive free life and property insurance
  • We  finance the mortgage, registration fees, and stamps available within your loan amount
  • Need more time? We offer a deferred payment on your installments for up to three months
  • Switching banks? Make use of a buyout loan facility
  • If you need the cash, cash loans can be granted against your mortgage
  • We’ll give you a three-month grace period when buying property, and a 12-month grace period when building
  • With minimal documentation, get loan financing of up to 50%

What you’ll need to apply:

  • A valid national ID or your passport
  • Latest salary/income/employment verification document
  • Property appraisal from an accredited evaluator

Personal Loans

Easy access to all your personal needs.

A personal loan to empower you.

  • Simple and accessible loan terms
  • Get support and advice, anytime – speak to an expert in the app, over the phone or come in to one of our branches

What you’ll receive:

  • Get loan financing of up to JOD 55,000
  • Receive a flexible tenure of up eight years
  • Receive free life insurance
  • Need more time? We offer a deferred payment on your installments for up to three months
  • Switching banks? Make use of a buyout loan facility
  • You’ll receive a three-month grace period to pay off your loan

What you’ll need to apply:

  • A valid national ID or your passport
  • Latest salary/income/employment verification document

Auto Loans

Drive ahead.

Own your car and drive forward on your terms.

  • Choose your payment plan and we’ll help you choose the right car.
  • Get support and advice, anytime – speak to an expert in the app, over the phone or come in to one of our branches

What you’ll receive:

  • Get an auto loan of up to JOD 150,000
  • We can finance up to 200% of the car value
  • A flexible tenure of up to eight years
  • We also offer you financing of car registration, licensing, and comprehensive insurance

What you’ll need to apply:

  • A valid national ID or your passport
  • Latest salary/income/employment verification document
  • Dealer price quotation and invoice (for new cars)
  • For used cars – a certificate stating vehicle status and market price/value issued from a certified Bank al Etihad evaluator