Gold Credit

A card for all life’s moments.

With low, flexible payment plans, advanced security, and mobile banking, your credit stays in your control.

  • Simple and secure
  • Easily manage your credit with online and mobile banking
  • We’re here to help, anytime – speak to an expert in the app, over the phone or come in to one of our branches

What you’ll receive:

  • A high credit limit – up to five times your salary or income
  • A free life insurance policy
  • We provide a grace period – up to 51 days, interest free
  • Low, flexible monthly payments – starting from just 4% of your monthly balance
  • Shop online, over the phone, or by mail order
  • Access your cash at millions of ATMs, locally and worldwide, wherever VISA is accepted
  • High cash withdrawal limit: up to 100% of the card limit
  • Smart chip technology gives you extra security: PIN-code entry for purchases, (SMS) alerts for all transactions, and much more
  • 0% interest rate when you transfer your outstanding credit balance from other banks, to Bank Al Etihad for the first six months
  • Get up to five supplementary cards for family members
  • Enjoy unique offers and promotions for travel & entertainment across the Middle East and abroad
  • Easy Payment Plan up to 24 months with 0% interest rate

What you’ll need to apply:

  • A valid national ID or passport
  • A recent salary slip, letter of employment, or your employment contract