Sector-Specific Lending

Grow within your sector.

Secure the financing you need today, at low interest rates, to scale your business.

  • Enjoy our specialized lending scheme with preferential interest rates, if you work in the tourism, manufacturing, agriculture, IT or renewable energy sectors
  • Benefit from our collaboration with the Central Bank of Jordan (CBJ) to offer you this lending plan
  • Get support and advice, anytime- speak to an expert over the phone by calling 065600444 or come in to one of our branches

What you’ll receive:

  • Access the financing you need with loans of up to 4 million JOD
  • Enjoy low interest rates that do not exceed 5%, and are even lower for businesses outside of Amman
  • Benefit from flexible repayment terms that can reach up to 10 years, and are in line with your cash flow cycle
  • Get grace periods of up to one year (depending on the nature of your project)

What you’ll need to apply:

  • A registered company in Jordan, operating in the tourism, manufacturing, agriculture, IT or renewable energy sectors
  • Valid national ID or passport of shareholders
  • Recent certificate of registration (not older than six months), showing the company’s eligibility to borrow
  • Valid vocational license (if available)
  • Bank statements for the past six months
  • Financial statements (can be unaudited or self-prepared)
  • Feasibility study including cash flow projections (if the project is new)
  • Insurance policy covering the company’s assets
  • Limited liability companies must also provide:
  1. Memorandum of association, showing the percentage of the registered capital the company is permitted to borrow
  2. Audited financial statements (if the company is older than one year)
  • Those applying for renewable energy loans must also provide:
  1. Electricity bills for the past 3 months
  2. Feasibility study for the renewable energy system to be installed
  3. Price offer for the renewable energy system to be installed