Save today, win tomorrow
Every dinar you save brings you closer to your goals, and to prizes. Weekly draws on 999 JOD, monthly draws on 9,999 JOD, and quarterly draws on 99,999 JOD or a Toyota Land Cruiser Prado.

What your account does for you
Prizes all year and savings that stay yours.
Prizes all year round
10 winners take 999 JOD every week, with bigger draws every month and every quarter.
Your balance works twice
Your savings stay yours and qualifying balances enter every draw.
More savings, more chances
Keep the minimum average balance for 20 chances, plus one more for every extra 50 JOD.
Saving with extras
Everything your savings do while they wait for draw day.
Prizes
999 JOD Weekly
10 winners every week. Keep a 500 JOD average balance over the last 30 days to enter.
9,999 JOD Monthly
2 winners at the end of each month, except March, June, September and December.
99,999 JOD or a car
At the end of March, June, September and December: a 2026 Toyota Land Cruiser Prado.
More chances to win
Maintain the required average balance and enter weekly, monthly, and quarterly prize draws.
Eligibility to enter the draw
Weekly: 500 JOD minimum average balance
Monthly draw: 1,000 JOD minimum average balance
Quarterly draw: 2,000 JOD minimum average balance
Not sure which account fits?
See how our accounts compare, side by side.
- Weekly, monthly and quarterly prize draws
- 99,999 JOD for 1 winner
- Toyota Land Cruiser Prado for 2 winners
- 9,999 JOD for 2 winners
- 999 JOD for 10 winners
- Designed exclusively for women
- A monthly draw on 9,999 JOD
- From a 1,000 JOD average balance
- 0.375% interest paid every 6 months
- Minimum balance 100 JOD
- Withdraw anytime
- Best for steady, predictable saving
Your money is protected
We watch over every transaction around the clock so you don’t have to.
- Fraud protection, around the clock
Advanced security scans every transaction in real time, catching fraud before it reaches your account.
- You're in control
Something feel off? One tap freezes your card. Another tap brings it back when you’re ready.
- We're always here
In-app chat or phone, our team is one message away, any time, any day.

What you'll need to apply
Already bank with us? Open your Tharaa account from the app, no branch visit needed. Please review the terms and conditions before applying, or get in touch if you have any questions.
Required documents
A valid national ID for Jordanians, or a valid residency permit and passport for non-Jordanians.
A birth certificate or family book for minors, with a guardian’s signature.
Only JOD accounts enter the draws, and Champion savings accounts are eligible too.
Winners can’t win the same prize again for 3 months.
Prizes over 999 JOD are subject to a 15% tax.
Collect your prize within 3 months of the announcement, or it’s forfeited.
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