Split any purchase into easy monthly payments
Use your Bank al Etihad credit card to spread the cost at 0% interest with our partners and select categories, or a low monthly rate everywhere else.

Four ways to spread a payment
Every plan works the same way: pay with your credit card, then convert the purchase into monthly instalments.
Partner stores
0% interest for up to 36 months at hundreds of partner stores, in person or online.
Selected categories
0% interest for up to 12 months on tuition, hospital bills, insurance & stem cell banking.
Anywhere else
1% monthly interest for up to 24 months at any other local or international shops.
Pay Later in the app
1% monthly interest for up to 12 months, set it up right from your phone.
Two ways to start today
Whether you’re shopping with a partner or paying from your phone, here’s the fastest way in.
0% interest, up to 36 months
Use your Bank al Etihad credit card at any of our partner stores and cover your payment over up to 36 monthly instalments at 0% interest.
- In-store
Ask the sales representative to set up your plan on the spot.
- Online
Available through Zain eShop, Samsung, MakanE, Hypermax, and Global Tribes. Call us once your purchase is complete.
- The fee
5 JOD for plans up to 12 months, 10 JOD for plans longer than 12 months.

0% interest on life's bigger bills
Access up to 12 months at 0% interest on purchases over 100 JOD. Call our contact centre on 06 5600 444 once your purchase is complete.
- School & university tuition
Up to 50,000 JOD. Tenors and fees now apply
- Hospital bills
Up to 10,000 JOD at 0% interest.
- Insurance fees
Up to 3,000 JOD at 0% interest.
- Stem cell banking
Up to 3,000 JOD at Baby Cord or Future Health Biobank.

Fees for tuition plans
Split your child’s tuition fees into instalments that fit your budget, from 3 months up to 24 months, at 0% interest. A processing fee applies depending on the tenor you choose.
Tuition Fees & Tenors
3 months → 4% / 40 JOD
6 months → 6% / 60 JOD
12 months → 8% / 80 JOD
24 months → 15% / 150 JOD
How to activate your plan
Three steps, no paperwork.
- Pay with your card
Use your Bank al Etihad credit card at a partner store, online, or with any other merchant.
- Choose your plan
In-store, ask the sales representative. Everywhere else, call +(962) 6 560 0444.
- Confirm & go
Confirm your tenor and fee before the plan is processed, that’s it.

What you'll need
No paperwork, no application just your credit card and a qualifying purchase. Review the terms and conditions, or get in touch if you have questions.
To activate a plan
An active Bank al Etihad credit card
A qualifying purchase. 100 JOD minimum outside partner stores
Terms to know
Late payments
Any late payment amount is deducted directly from your account.
Your card terms still apply
The credit card terms & conditions you signed continue to apply.
Ending a plan early
Pay any remaining interest (if applicable) plus the outstanding purchase value.


