Personal Loan

Personal Loan
Personal Loan

Sorting out your finances and need some extra cash for your current personal needs? Whatever the goal is, big or small, a personal loan can help you get there quicker.

What we offer:
  • Payment plans up to 10 years
  • Free life insurance
  • Loan amounts ranging between 2,000 JOD and 110,000 JOD
  • 3-month grace period to pay your loan
Eligibility:
  • Minimum monthly salary of 350 JOD
  • Minimum age requirement, 21 years old
Payments

By taking out a personal loan, your payments will be automatically deducted from your monthly salary. 

It is important to understand the ins and outs of your personal loan so, please make sure you read the Terms & Conditions document you receive at a branch before you apply or get in touch to know more.

How is interest charged?

The interest rate is fixed and cannot be changed while the loan is still active, unless the Central Bank of Jordan makes any amends to interest rates which we need to abide by. The rate is set in the beginning and is added to the total amount of your loan, which is paid monthly.

Our loan calculator can provide you with a clearer picture of your monthly payments and interest rate based on the amount you need and the period of time you need to pay back the loan. 

Refinancing:

To keep you at ease, you are able to postpone your payments twice/year if you’re in a tight spot and need to put off a payment for the upcoming month. This only applies if your personal loan has been active with full payments for 6 months.

To apply, you’ll need:
To apply, you’ll need:A valid national ID or passport
To apply, you’ll need:Proof of salary for the last 3 months if you have a proven track record at the bank
To apply, you’ll need:Copy of employment contract
To apply, you’ll need:Bank statements for the last 6 months if you are a new customer at the bank without a track record
To apply, you’ll need:Social security statement for the last 12 months except for employees in the public sector
Put your plans into action
Personal Loan
Mortgage
Auto loan
Loan amount
JD
Length of loan period
Calculated at:
9.25% Yearly interest rate
Monthly:
JD NaN
Total repayment:
JD NaN
Compare credit cards
Credit cards     
tailored to you