Fund what matters, on your terms
Borrow JOD 25,000 to 110,000 for travel, tuition, or whatever’s next on your list.
A loan built around you
Flexible terms, no surprises, and support at every step.
Simple to apply
Apply online or at any branch in minutes.
Fast decisions
Get an answer quickly so you can move forward.
Fully transparent
No hidden fees. No fine print surprises.
What you'll get
All the perks that come with your personal loan.
Spread payments over up to 8 years.
From JOD 25,000 to JOD 110,000.
Start repaying after a 3-month grace period.
Life insurance is included, with no extra cost.
Postpone a payment twice a year, after 6 on-time instalments.
Pause when you need to
Postpone a payment twice a year, after six consecutive on-time instalments.
Up to JOD 110,000Borrow what you need, up to JOD 110,000.
Up to 8 yearsRepay at your pace, up to 8 years to settle.
Competitive rateA reducing-balance rate, fixed in year one.
Find the loan that fits your goal.
Three loans, three different goals. See which one is right for you.
- Borrow JOD 25,000–110,000.
- Up to 8 years to repay.
- 3-month grace period.
- Free life insurance included.
- Postpone payments twice a year.
- Cash from your credit card limit
- JOD 1,000 to 25,000
- 12 to 96 months
- Your card limit renews as you repay
- Up to 110,000 JOD
- Up to 3 business days for processing
- Mandatory salary transfer
- Cashback with every repayment
Built-in protection, every step of the way
Your loan comes with safeguards you can count on, from the moment you apply to your final payment.
Life insurance, includedFree life insurance is built into every personal loan: no sign-up, no extra cost.
Flexible if life gets complicatedPostpone a payment twice a year, after six months of on-time instalments.
A fixed rate in year oneYour rate stays locked for the first 12 months so you can plan without surprises.
Everything you need to know
Simple answers to the questions most people ask before they apply.
How does repayment work?
Instalments are deducted automatically from your salary.
How is the interest calculated?
Repayments are calculated on a reducing balance, fixed for the first year and variable after.
Need to skip a month? You can.
Postpone payments twice a year, after 6 months of on-time instalments.
See what your loan really costs
To apply, you'll need:
Everything you need to get started. To apply for a Personal Loan you’ll need the following. Please review the terms and conditions carefully before applying, or get in touch if you have any questions.
Requirements at a glance
A valid national ID or passport
Salary slips for the last 3 months (existing customers)
A copy of your employment contract
Account statements for the last 6 months (new customers)
A Social Security statement for the last 12 months, excluding public-sector employees
A monthly salary of at least JOD 450
More ways to make it happen
Explore other loans and see which one fits your next goal.
Your plans, funded
Get a personal loan that backs you at every stage, with simple steps.
