A loan that pays you back
Borrow JOD 2,000 to 110,000 and earn monthly cashback with every on-time payment
Explore what it offers
Pay your installments on time and get a portion of your remaining loan back as monthly cashback.
Cashback, monthly
Pay on time and get a portion of your remaining loan back, every month
Flexible repayment
Spread payments over up to 8 years
Bring your loan to us
Transfer your personal loan from another bank through a buyout
What you'll get
Borrow what you need, ease into repayment with a grace period, and get life insurance included, free.
Pay on time and your cashback increases every 6 months for the first 2 years, then stays fixed
From JOD 25,000 to JOD 110,000
Spread payments over up to 8 years
Life insurance from JOD 75 to 250, based on your loan amount
Move your personal loan from another bank and start earning cashback
How the cashback works
Monthly cashbackPay your instalments on time to earn monthly cashback
Miss a payment?Cashback pauses for 6 months, then restarts after 6 consecutive on-time payments. Miss 2 payments and cashback stops.
What you earn stays yours.Cashback in your vault is always available to withdraw, even if it pauses or stops.
Not sure which loan you need?
Three ways to borrow. Pick yours.
- Up to 110,000 JOD
- Up to 3 business days for processing
- Mandatory salary transfer
- Cashback with every repayment
- Up to 25,000 JOD
- Money in your account in 7 minutes
- No salary transfer required
- Credit card included
- Borrow JOD 25,000–110,000.
- Up to 8 years to repay.
- 3-month grace period.
- Free life insurance included.
- Postpone payments twice a year.
Borrow with peace of mind
Your loan comes with life insurance protection, cashback that grows over time, and support whenever you need it.
Covered from day oneLife insurance is included with your loan
Your cashback is safeEarned cashback stays in your vault, ready to withdraw whenever you want
Help is always hereSupport around the clock through our customer contact centre
Everything you need to know
Simple answers to the questions most people ask before they apply.
How does repayment work?
Once the loan lands in your account, instalments are deducted automatically from your monthly salary
How do I earn cashback?
Every on-time instalment earns you monthly cashback, growing every 6 months for the first 2 years
Who can apply?
A monthly salary of at least JOD 450, aged 22 to 65
To apply, you'll need:
Read the terms and conditions, including the cashback terms, at any branch before applying, or get in touch with any questions.
A valid ID or passport
Proof of salary for the last 3 months (existing customers)
A salary transfer letter from your employer, confirming your salary will be deposited into your account with us
A copy of your employment contract
Bank statements for the last 6 months (new customers)
A social security statement for the last 12 months, excluding public-sector employees
More ways to make it happen
Check out more of our products and services designed to fit your needs.
5 ways to use your cashback
From boosting your savings to covering surprise expenses, see how to make your rewards work for you
Your plans, funded and rewarded
Get a loan that gives back with every payment, in simple steps
