PRODUCTS — LOANS

Personal Loan

Personal Loan
Personal Loan
Apply online now

Sorting out your finances and need some extra cash for your current personal needs? Whatever the goal is, big or small, a personal loan can help you get there quicker.

What we offer:
  • Payment plans up to 8 years
  • Free life insurance
  • Loan amounts ranging between 2,000 JOD and 110,000 JOD
  • 3-month grace period to pay your loan
Eligibility:
  • Minimum monthly salary of 450 JOD
  • Minimum age requirement, 22 years old
Payments

By taking out a personal loan, your payments will be automatically deducted from your monthly salary. 

It is important to understand the ins and outs of your personal loan so, please make sure you read the Terms & Conditions document you receive at a branch before you apply or get in touch to know more.

How is interest charged?

The interest is calculated on a reducing basis starting from 7.99%. The interest rate remains Fixed for one year, and then it is calculated based on the depreciated interest rate throughout the life of the loan

Refinancing:

To keep you at ease, you are able to postpone your payments twice/year if you’re in a tight spot and need to put off a payment for the upcoming month. This only applies if your personal loan has been active with full payments for 6 months.

To apply, you’ll need:
A valid national ID or passport
A valid national ID or passport
Proof of salary for the last 3 months if you have a proven track record at the bank
Proof of salary for the last 3 months if you have a proven track record at the bank
Copy of employment contract
Copy of employment contract
Bank statements for the last 6 months if you are a new customer at the bank without a track record
Bank statements for the last 6 months if you are a new customer at the bank without a track record
Social security statement for the last 12 months except for employees in the public sector
Social security statement for the last 12 months except for employees in the public sector
Apply online now

Put your plans into action

Personal loan
Mortgage
JD
5 years
Interest rate
7.99%
Calculated at:
7.99% Yearly interest rate
Monthly:
JD 709.51
Total repayment:
JD 42,570.6
JD
10 years
Interest rate
7.25%
Calculated at:
7.25% Yearly interest rate
Monthly:
JD 1,174.01
Total repayment:
JD 140,881.2
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