Signature Credit Card

Get ready for more rewarding experiences

Live the finer things in life with the many benefits that come with your Visa Signature Credit Card.

Everyday Benefits

• Easy Payment Plans: Turn any purchase into installments with 0% interest at our partner stores, and only 1% interest at non-partner stores
• Exclusive discounts: Enjoy top deals from our list of partner brands when you shop with your credit card
• Instant cashback: Earn up to 3% cashback, depending on your tier, every time you spend with your card
• Shopping: Access exclusive visa offers at selected stores around the world, from fashion and homeware to electronics—including the Bicester Collection.
• High credit limit: Enjoy a limit of up to 4 times your monthly income
• Experiences: Enjoy unique experiences like Visa Golf Access, with discounted green fees at various clubs through the SpikesOn app
• High credit limit: Credit limit can be up to 4 times your monthly salary

Travel benefits

• Airport services: Access to 1,300+ lounges in over 500 cities, including 12 free visits per year through the Visa Airport Companion app, plus discounts on personal assistance services
• Hotels and car rentals: Enjoy special rates and exclusive perks at luxury hotels and with rental services like VLHC. For bookings, reach out to Visa Concierge, available 24/7
• YQ services: Get up to 20% off meet-and-assist services at over 450 destinations worldwide. Visit YQ for the full list of benefits
• Insurance and assistance: Multi-trip travel insurance for trips up to 90 days, including 24/7 medical support, phone consultations, medication delivery, medical referrals, pre- and post-hospitalization assistance, and more. For inquiries, call +971 4 253 6024. Learn more here
• Emergency services: Cardholder support includes card suspension within 30 minutes if lost or stolen, emergency card replacement by the next day, and emergency cash disbursement of up to USD 5,000
• Activities and attractions: Enjoy exclusive discounts at global booking platforms like The Bicester Collection and Agoda, making every trip more memorable

Protection benefits

• Fraud protection: Coverage of up to USD 2,500 per incident and USD 4,000 per year against unauthorized card use
• Purchase protection: Complimentary insurance against theft, damage, or non-delivery when using your card
• Extended warranty: Extend your manufacturer’s warranty by up to one additional year, covering repair or replacement costs

Terms

• Monthly income requirement: 1,250 – 2,500 JOD 

Fees

• Annual fee: Free for the first year. Second year onwards: 70 JOD
• Spending a yearly minimum of 5,000 JOD on your signature card will automatically remove the annual fee
• Supplementary card fee: Free for the first year, renewing for a second year onwards: 35 JOD
• Spending a yearly minimum of 2,500 JOD on your supplementary card will automatically remove the annual fee

To view the other fees, please visit our Fees and Charges webpage.

How do credit card repayments work?

When you apply for a credit card, you can choose the repayment plan that works for you. You can pay 100% of the balance or 4% at the end of each billing cycle. If you only pay 4%, the remaining balance will have a 1.75% monthly interest added to it.

It is important to understand how your Bank al Etihad credit card works so, please make sure you read the Terms & Conditions before you apply or get in touch to know more.

To learn more about the exclusive benefits of the Visa Signature Credit Card, visit the Visa website.