Certificates of deposit
Want a steady way to grow your savings? Start from 3,000 JOD and earn fixed returns over a set term, higher than a regular term deposit, so you can plan ahead with certainty.
Saving made certain
Fixed returns, your choice of currency, and easy renewal.
Fixed returns
Earn more than a term deposit, locked in for your full term.
Choice of currency
Open in Jordanian dinar, US dollar, or British pound.
Interest that suits you
Receive your earning at maturity & see it ahead of time on the app.
Built to grow your savings
The details that make a certificate of deposit work for you.
Get started with a minimum deposit of JOD 3,000 and enjoy fixed returns at maturity.
Your interest rate is set for the term, so you know what you will earn.
Choose at the time of opening whether your term deposit renews automatically or closes at maturity.
Managing your deposits
Open, renew, or closeManage every detail of your certificate of deposit from your phone.
See your earningsTrack your expected returns and maturity date anytime in the app.
One thing to rememberA certificate can only be fully withdrawn before maturity, and a penalty applies.
Other options
See what other investment options and pick the one that fits your goals.
- Minimum deposit of 3,000 JOD
- Offer higher returns than term deposits
- Can only be fully withdrawn before maturity, but penalties will apply
- Can be opened in JOD, USD, and GBP
- Minimum 5,000 JOD
- Lower returns than a certificate
- Partial or full withdrawal before maturity, penalty applies
- Open in JOD, USD, GBP, CAD, AUD, EUR
- Best if you may need your money sooner
- Buy and sell gold and silver instantly through our app
- No annual fees
- Fully managed from your phone
How it works
Know what to expect from day one to maturity.
Open your certificate
Start from 3,000 JOD in the currency you choose from the app.
Earn fixed interest
Receive payouts monthly, quarterly, or yearly.
Renew or withdraw
Renew at maturity in the app, or withdraw in full.
What you will need to apply
Opening a certificate takes a few documents. Please review the terms and conditions before applying, or get in touch if you have any questions.
Requirements
The Bank al Etihad mobile app
A Bank al Etihad account
3,000 JOD in your account or more
Worth exploring
More ways to grow your savings.
Start growing your savings today
Take the next step toward building a more secure financial future.
