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Car loan form

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Get my auto loan

Bring more documents, lower your rate. You decide what the loan costs.

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Car loan

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A car loan you control

Employed or self-employed, this loan fits your situation.

Everything you need

Car price, insurance, and up to 2 vehicles, all in one loan.

Finance that covers everything

Your first year of car insurance is already built into your loan, one less thing to worry about.

First-year insurance sorted

More documents mean a lower rate. You&#8217;re in control.

Why choose us

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A car loan that works harder for you

All the perks that come with your auto loan.

More documents, better rate. You decide what your loan costs.

Bill payments

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A rate you can control

Whether you&#8217;re employed or self-employed, this loan adapts to you.

Current account plus new website

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Built for how you work

Stretch repayments to fit your budget.

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Up to 8 years to repay

Loan amounts from JOD 6,000 to 150,000

loans-2 (1)

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Flexible financing

A reducing-balance rate you control, from 7.39% to 9.39%.

emergency

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A competitive rate

Benefits

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What you'll get

A reducing-balance rate. You control how low it goes.

Deposit Interest Rates Page@1x

Finance up to JOD 150,000, covering up to 100% of the car&#8217;s value.

Up to JOD 150,000

Stretch repayments over up to 8 years to keep instalments manageable.

Up to 8 years

Your rate is determined by the documents you submit. The more you provide, the lower it gets, so you always pay a fair price for the financing you choose.

Know what your loan will cost before you sign

Competitive rate

Auto loan

Personal loan

Personal Loan with Rewards

Three loans, three different goals. See which one is right for you.

Compare

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Find the loan that fits your goal.

Once the funds are deposited, monthly instalments are deducted automatically from your salary.

How does repayment work?

Your rate is calculated on a reducing balance. As you repay, the amount you owe decreases.

How is the interest calculated?

Transfer your salary, submit more documents, or make a larger down payment. Each one brings your rate down.

Can I get a lower rate?

Simple answers to the questions most people ask before they apply.

How it works

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Everything you need to know

The documents you&#8217;ll need, from minimum to maximum requirements, to get behind the wheel.

Social Security statement (or its equivalent)

Proof of other income sources in your account statement

Maximum requirements

Salary slips for the last 6 months

Account statements for the last 6 months

Salary transfer letter

Minimum requirements

For employees

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The documents you&#8217;ll need, from minimum to maximum requirements, to get behind the wheel.
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*Accepted union memberships:
<ul class="wp-block-list">
<li>Jordan Medical Association</li>
<li>Jordanian Dental Association</li>
<li>Jordanian Veterinary Association</li>
<li>Jordan Pharmacists Association</li>
<li>Jordan Bar Association</li>
<li>Jordanian Contractors Association</li>
<li>Jordan Engineers Association</li>
<li>Jordanian Artists Association</li>
</ul>

Company registration

Valid business license

Recent copy of commercial registration

Certified copy of union membership* (mandatory for freelancers, optional for business owners).

Financial documents showing business assets, liabilities, and net worth

Business tax returns for the last 2 to 3 years (optional for Jordanians, mandatory for US expats. Expats from other countries must provide a credit report, if available).

Balance statements from other banks for the last 12 months, showing at least 300 JOD in residual income and a debt-to-income ratio of no more than 50%

Business account statements for the last 6 to 12 months showing income and transactions

Signed letter confirming that all business-related deposits go through Bank al Etihad

For freelancers

Fund what matters, up to JOD 110,000 over 8 years.

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