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Housing loan Form

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Get my housing loan

Build, buy, or renovate. Borrow up to JOD 500,000 with terms up to 25 years.

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Housing loan

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A loan that gets you home.

Spread repayments over up to 25 years, at a pace that suits your life.

Long-term flexibility

Transfer your salary and pay zero grant commission or mortgage fees.

Savings when you transfer your salary

So your family is protected from day one.

Free life insurance

Whether you&#8217;re buying, building, or renovating, we&#8217;ve got the right loan for every stage.

Why choose us

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Your home loan. Your rules.

All the perks that come with your housing loan.

Spread payments over up to 25 years.

Salary In Advance

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Convenient repayment

Up to JOD 500,000 for residential properties.

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Borrow what you need

Start repaying after a 3-month grace period.

Mortgage

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Three months on us

Life insurance is included, with no extra cost.

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Covered from day one

Transfer your salary and pay no grant commission or mortgage fees on loans above JOD 40,000 with terms of 10+ years.

1.2.5 Product Page Salary Account

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Transfer your salary, skip the fees

Benefits 

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What you'll get

The amount. The term. The pricing. All in view, from day one.

Revolving Loan@2x

Finance your home for up to JOD 500,000, or up to JOD 1,000,000 for land.

Get up to JOD 500,000

The longest repayment period available, so monthly payments stay comfortable.

Up to 25 years

A reducing-balance rate, fixed for year one, so you know exactly what you owe.

Competitive rate

No hidden fees. No surprises. Just honest pricing from the start.

Transparent costs from day one

Your home loan, laid out clearly

Our step-by-step housing loan guide walks you from first question to front door.

A step-by-step guide

Personal loan

Auto loan

Three loans, three different goals. See which one is right for you.

Compare

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Find the loan that fits your goal.

Housing loan Calculator

Protect your family and everything you&#8217;ve built, from your home to your future.

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Life insurance is included at no extra cost, protecting your family and your home.

Postpone a payment twice a year, after six months of consecutive on-time instalments.

Flexible if life gets complicated

Your rate is locked for the first year, giving you predictability right when you need it most.

Rate fixed in year one

Insurance 

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Home insurance, included

Once your loan lands, instalments are deducted from your salary automatically.

How do repayments work?

Repayments are calculated on a reducing balance, fixed for the first year and variable after.

How is the interest calculated?

Postpone payments twice a year, after six consecutive months of on-time instalments.

Need to skip a month? You can.

Simple answers to the questions most people ask before they apply for a housing loan.

How it works

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Everything you need to know

Everything you need to make it official. To apply for a Housing Loan you&#8217;ll need the following. Please review the terms and conditions carefully before applying, or get in touch if you have any questions.

A valid national ID or passport.

Salary slips for the last 3 months (existing customers).

A copy of your employment contract.

Account statements for the last 6 months (new customers).

A Social Security statement for the last 12 months, excluding public-sector employees.

Requirements at a glance

To apply, you'll need:

Fund what matters, up to JOD 110,000 over 8 years.

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Personal Loan

Drive away in your car with a rate you control.

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Auto Loan

Buying a home is a big step. This guide walks you through the steps so you can move forward with confidence.

Housing Loan Guide

Explore other loans and see which one fits your next goal.

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More ways to make it happen

Start your homeownership journey with flexible options and support at every stage.