Knowledge hub

Personal Loan Request

Personal Loan Request

Apply for a Personal Loan without visiting the branch!

Have you ever imagined a world where you could apply for a personal loan without stepping into a bank? With our mobile banking app, you now can! Once your request is approved, the amount will be deposited into your account immediately!

Apply for your Personal Loan Now!

Step 1 of 12
Tap on "Loans" from the bar at the top of the home screen
Tap on "Request loan +"
BaE - Knowledge Hub- personal Loan En-02
Step 2 of 12
Authorize the bank to inquire about you on the CRIF system
Read the terms and conditions carefully, then tap on "Agree" to continue.
BaE - Knowledge Hub- personal Loan En-04
Step 3 of 12
Complete the verification process
For added security, you will be asked to enter the verification code you receive via SMS. Once you enter the code, tap on "Continue", If you don’t receive a code or if the code doesn’t work, tap on "Send code again".
BaE - Knowledge Hub- personal Loan En-06
Step 4 of 12
Answer work related questions
Select your employment type, business line, position and sector. Then, enter the name of the company you work at and the date you started.
BaE - Knowledge Hub- personal Loan En-08
Step 5 of 12
You will be directed to the “Income Information” screen
Enter your net salary , then specify if you have another source of income and tell us if your salary is transferred to Bank al Etihad or will be.
BaE - Knowledge Hub- personal Loan En-10
Step 6 of 12
You will be directed to the “Other financial commitments” screen
You will be asked if you have any other financial commitments. If you answer "Yes" , a list of questions will appear for you to answer. If you don’t have other financial commitments, answer "No" then tap on "Continue".
BaE - Knowledge Hub- personal Loan En-12
Step 7 of 12
If you meet the eligibility criteria, you will be directed to the “Personalise” screen
You will find the eligible borrowing amount and the corresponding interest rate. From there, you can choose to borrow the full amount or a portion of it. Then, you will be asked to select the first payment date , then tap on "Continue".
BaE - Knowledge Hub- personal Loan En-14
Step 8 of 12
Select the account you want to deposit the money into, then tap on "Continue"
You will be directed to the “Review” screen.
BaE - Knowledge Hub- personal Loan En-16
Step 9 of 12
Review the details of your request carefully
Check the payment schedule and tap on "Continue".
BaE - Knowledge Hub- personal Loan En-18
Step 10 of 12
Upload the required documents
After your uploads are complete, tap on "Continue".
BaE - Knowledge Hub- personal Loan En-20
Step 11 of 12
You will be directed to the “Contract“ screen
Read the contract carefully, download it if you want a copy, and then tap "Continue".
BaE - Knowledge Hub- personal Loan En-22
Step 12 of 12
Your request has been submitted successfully
The amount will be deposited into your account once the request is approved and the procedures are completed.
BaE - Knowledge Hub- personal Loan En-24

Top up your Personal Loan

Step 1 of 11
Tap on “Loans” from the bar at the top of the home screen
Pick the loan you want to top-up and then tap on “Top up loan”.
BaE - Knowledge Hub- personal Loan En-02
Step 2 of 11
Authorize the bank to inquire about you on CRIF system
Read the terms and conditions carefully then tap “Agree” to continue
BaE - Knowledge Hub- personal Loan En-04
Step 3 of 11
Complete the verification process
For added security, you will be asked to enter the verification code you receive via SMS. Once you enter the code, tap on "Continue", If you don’t receive a code or if the code doesn’t work, tap on "Send code again".
BaE- Knowledge Hub - Credit Card Request En-06
Step 4 of 11
Answer work related questions and tap “Continue”
Select your employment type, business line, position and sector. Then, enter the name of the company you work at and the date you started.
BaE - Knowledge Hub- personal Loan En-08
Step 5 of 11
You will be directed to the “Income information” screen
Enter your net salary , then specify if you have another source of income and tell us if your salary is transferred to Bank al Etihad or will be.
BaE- Knowledge Hub - Credit Card Request En-10
Step 6 of 11
You will be directed to the “Other financial commitments” screen
You will be asked if you have any other financial commitments. If you answer "Yes" , a list of questions will appear for you to answer. If you don’t have other financial commitments, answer "No" then tap on "Continue".
BaE- Knowledge Hub - Credit Card Request En-12
Step 7 of 11
If you meet the eligibility criteria, you will be directed to the “Personalise” screen
Specify the desired increase in the loan balance, the first installment date and the repayment period, then tap "Continue"
BaE_-_Knowledge_Hub_Screens_-_Card_Repalcement_Step-1-EN
Step 8 of 11
Review the details of your request carefully
After reviewing your request details, verify the repayment schedule and then tap "Continue".
Step 8 Eng
Step 9 of 11
Upload the required documents.
After your uploads are complete, tap on "Continue".
Step 9 Eng
Step 10 of 11
You will be directed to the “Contract“ screen
Read the contract carefully, download it if you want a copy, and then tap "Continue".
BaE - Knowledge Hub- personal Loan En-22
Step 11 of 11
Your request has been submitted successfully!
The amount will be deposited into your account once the request is approved and the procedures are completed.
Step 11 Eng

Track your Personal Loan Application

Step 1 of 3
Tap on "Loans" from the top bar on the main screen
You will be directed to a screen showing all your loans.
1981 - BAE - Loan requests status - KH screens-02
Step 2 of 3
Scroll down to the "Pending Loan Applications" section
Here, you can track the progress of your requests. Each request has a status bar below it. When you submit a request, its status will be "In progress". If any documents are missing, the status will be "Documents required". If the status is "Verify information", you need to review the information you provided, and resubmit the request.
1981 - BAE - Loan requests status - KH screens-04
Step 3 of 3
Your request is completed
Once your request is approved, the status will be updated to "Completed". Sometimes, requests may be rejected.
1981 - BAE - Loan requests status - KH screens-06
Published:
20 July 2023
Share:
Tags:
Fund
Was this article helpful?
We’re always looking to improve, and your feedback will help us shape our future content so we can be as useful to you as we possibly can.
Related products
Credit Card Request
Credit Card Request
Apply for a credit card without visiting a branch!
Cards
Read more
Generate Advice
Generate Advice
Master the art of effortless advice issuance with our step-by-step guide!
Statement
Read more
Multi-Currency Prepaid Card
Multi-Currency Prepaid Card
Carry the world's currencies in your pocket!
Cards
Read more
All your finances at your fingertips
Account analytics
See what you’ve spent this month, and stay up to date on your transactions and learn your spending habits to save and spend smarter.
One tap payments
Manage cards on the go
Siri integration