Gold Credit Card

Gold Credit Card
Gold Credit Card

Just starting out and looking for an affordable credit card? The gold credit card is designed for anyone about to leave the nest and looking for an everyday credit card with flexible payment plans and full control over their credit and finances.

Great for:
  • Flexible payment plans up to 36 months with 0% interest rate
  • 1.75% monthly interest rate
  • A spending limit up to 5 times higher than your salary
  • No annual card fees
ُEligibility:
  • Minimum monthly salary: 400 JOD
How is my credit card limit determined?

The gold credit card has a maximum spending limit of 50,000 JOD and a minimum spending limit of 350 JOD which is determined based on your income, credit and repayment history.

Managing your credit card

Take control of your finances and credit by managing your credit card using the Bank al Etihad mobile app, where you can settle monthly payments, freeze your card, analyse and categorise your spending. You can also enable your card for online purchases and set a daily spending limit.

Additional fees:  
  • Exceeding your credit limit: 15 JOD
  • Missing payments: 20 JOD
  • Postponing a payment: 15 JOD
  • 3-4% interest rate on international ATM withdrawals
  • Card loss or damage replacement: 5 JOD
  • Annual fees: None

It is important to understand how your Bank al Etihad credit card works so, please make sure you read the Terms & Conditions before you apply or get in touch to know more.

Etihad Ultimate Rewards

By making local and international purchases using your Gold credit card, you can collect rewards and redeem them on merchandise, flights, hotel stays, gift cards, get cash back and even donate to charities.

  • 1 Etihad Ultimate Reward = JOD 0.75 for local purchases
  • 1 Etihad Ultimate Reward = JOD 1.00 for international purchases
How do credit card repayments work?

Clear your payments early and pay less interest. When you settle your credit card payments in full by the 28th of every month you will save yourself the 1.75% interest rate charged.

To apply, you’ll need:
To apply, you’ll need:A current national ID or passport
To apply, you’ll need:A recent salary slip, letter of employment, or your employment contract
To apply, you’ll need:An account statement for the last 6 months
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