A loan that gets you home.
Build, buy, or renovate. Borrow up to JOD 500,000 with terms up to 25 years.
Your home loan. Your rules.
Whether you’re buying, building, or renovating, we’ve got the right loan for every stage.
Long-term flexibility
Spread repayments over up to 25 years, at a pace that suits your life.
Savings when you transfer your salary
Transfer your salary and pay zero grant commission or mortgage fees.
Free life insurance
So your family is protected from day one.
What you'll get
All the perks that come with your housing loan.
Spread payments over up to 25 years.
Up to JOD 500,000 for residential properties.
Start repaying after a 3-month grace period.
Life insurance is included, with no extra cost.
Transfer your salary and pay no grant commission or mortgage fees on loans above JOD 40,000 with terms of 10+ years.
Your home loan, laid out clearly
The amount. The term. The pricing. All in view, from day one.
Get up to JOD 500,000Finance your home for up to JOD 500,000, or up to JOD 1,000,000 for land.
Up to 25 yearsThe longest repayment period available, so monthly payments stay comfortable.
Competitive rateA reducing-balance rate, fixed for year one, so you know exactly what you owe.
Transparent costs from day oneNo hidden fees. No surprises. Just honest pricing from the start.
Find the loan that fits your goal.
Three loans, three different goals. See which one is right for you.
- Up to JOD 500,000
- Up to 25 years to repay
- 3-month grace period
- Free life insurance included
- Salary transfer waives fees
- Borrow JOD 25,000–110,000.
- Up to 8 years to repay.
- 3-month grace period.
- Free life insurance included.
- Postpone payments twice a year.
- Up to 8 years to repay
- Rate you can lower with more documents
- Up to 100% of car value financed
- First-year insurance financed
Housing loan Calculator
Home insurance, included
Protect your family and everything you’ve built, from your home to your future.
- Free life insurance
Life insurance is included at no extra cost, protecting your family and your home.
Flexible if life gets complicatedPostpone a payment twice a year, after six months of consecutive on-time instalments.
Rate fixed in year oneYour rate is locked for the first year, giving you predictability right when you need it most.
Everything you need to know
Simple answers to the questions most people ask before they apply for a housing loan.
How do repayments work?
Once your loan lands, instalments are deducted from your salary automatically.
How is the interest calculated?
Repayments are calculated on a reducing balance, fixed for the first year and variable after.
Need to skip a month? You can.
Postpone payments twice a year, after six consecutive months of on-time instalments.
To apply, you'll need:
Everything you need to make it official. To apply for a Housing Loan you’ll need the following. Please review the terms and conditions carefully before applying, or get in touch if you have any questions.
Requirements at a glance
A valid national ID or passport.
Salary slips for the last 3 months (existing customers).
A copy of your employment contract.
Account statements for the last 6 months (new customers).
A Social Security statement for the last 12 months, excluding public-sector employees.
More ways to make it happen
Explore other loans and see which one fits your next goal.
Housing Loan Guide
Buying a home is a big step. This guide walks you through the steps so you can move forward with confidence.
Home is closer than you think
Start your homeownership journey with flexible options and support at every stage.
