A car loan you control
Bring more documents, lower your rate. You decide what the loan costs.
A car loan that works harder for you
More documents mean a lower rate. You’re in control.
Everything you need
Employed or self-employed, this loan fits your situation.
Finance that covers everything
Car price, insurance, and up to 2 vehicles, all in one loan.
First-year insurance sorted
Your first year of car insurance is already built into your loan, one less thing to worry about.
What you'll get
All the perks that come with your auto loan.
More documents, better rate. You decide what your loan costs.
Whether you’re employed or self-employed, this loan adapts to you.
Stretch repayments to fit your budget.
Loan amounts from JOD 6,000 to 150,000
A reducing-balance rate you control, from 7.39% to 9.39%.
Competitive rate
A reducing-balance rate. You control how low it goes.
- Up to JOD 150,000
Finance up to JOD 150,000, covering up to 100% of the car’s value.
Up to 8 yearsStretch repayments over up to 8 years to keep instalments manageable.
Know what your loan will cost before you signYour rate is determined by the documents you submit. The more you provide, the lower it gets, so you always pay a fair price for the financing you choose.
Find the loan that fits your goal.
Three loans, three different goals. See which one is right for you.
- Up to 8 years to repay
- Rate you can lower with more documents
- Up to 100% of car value financed
- First-year insurance financed
- Borrow JOD 25,000–110,000.
- Up to 8 years to repay.
- 3-month grace period.
- Free life insurance included.
- Postpone payments twice a year.
- Up to 110,000 JOD
- Up to 3 business days for processing
- Mandatory salary transfer
- Cashback with every repayment
Everything you need to know
Simple answers to the questions most people ask before they apply.
How does repayment work?
Once the funds are deposited, monthly instalments are deducted automatically from your salary.
How is the interest calculated?
Your rate is calculated on a reducing balance. As you repay, the amount you owe decreases.
Can I get a lower rate?
Transfer your salary, submit more documents, or make a larger down payment. Each one brings your rate down.
For employees
The documents you’ll need, from minimum to maximum requirements, to get behind the wheel.
Minimum requirements
Social Security statement (or its equivalent)
Proof of other income sources in your account statement
Maximum requirements
Salary slips for the last 6 months
Account statements for the last 6 months
Salary transfer letter
Social Security statement (or its equivalent)
Proof of other income sources in your account statement
For freelancers
The documents you’ll need, from minimum to maximum requirements, to get behind the wheel.
*Accepted union memberships:
- Jordan Medical Association
- Jordanian Dental Association
- Jordanian Veterinary Association
- Jordan Pharmacists Association
- Jordan Bar Association
- Jordanian Contractors Association
- Jordan Engineers Association
- Jordanian Artists Association
Minimum requirements
Company registration
Maximum requirements
Valid business license
Recent copy of commercial registration
Certified copy of union membership* (mandatory for freelancers, optional for business owners).
Financial documents showing business assets, liabilities, and net worth
Business tax returns for the last 2 to 3 years (optional for Jordanians, mandatory for US expats. Expats from other countries must provide a credit report, if available).
Balance statements from other banks for the last 12 months, showing at least 300 JOD in residual income and a debt-to-income ratio of no more than 50%
Business account statements for the last 6 to 12 months showing income and transactions
Signed letter confirming that all business-related deposits go through Bank al Etihad
Business tax returns for the last 2 to 3 years (optional for Jordanians, mandatory for US expats. Expats from other countries must provide a credit report, if available).
More ways to make it happen
Explore other loans and see which one fits your next goal.
Ready to drive your new car?
Pick the car. Keep your eyes on the road. We’ll handle the financing.
