PRODUCTS — LOANS

Auto Loan

A car loan with an interest rate you control


What's holding you back from buying the car you love? If it's the interest rate, you're now in control. Lower your loan cost by choosing whether to meet the minimum or maximum requirements. The more you provide, the lower your rate becomes.

Apply for a loan 

What you'll get:

An interest rate that works for you

You can get a lower rate when you:

  • Transfer your salary to Bank al Etihad
  • Submit more documents
  • Make a larger down payment
  • Have a strong financial profile

A loan that works fits your lifestyle


Whether you're employed or self-employed, this loan adapts to your needs.

Convenient repayment

Repayment period of up to 8 years.

Flexible financing

Finance your car insurance for the first year, with premium coverage included.

  • Loan amounts from 6,000 JOD to 150,000 JOD
  • Financing for up to 2 cars
  • Up to 100% financing of the car's value, or up to 80% if you only meet the minimum requirements and don't transfer your salary

Reducing interest rate

With a minimum of 7.39% and a maximum of 9.39%.   

Extra peace of mind 

Finance your car insurance for the first year, with premium coverage included.

Who can apply?

  • Anyone who is at least 22 years old and employed, or at least 24 years old and a freelancer.
  • Anyone who earns at least 600 JOD per month as an employee, or at least 1,000 JOD per month if working as a freelancer.
  • Anyone who is Jordanian (resident or non-resident), Iraqi, or a Palestinian resident in Jordan.
  • Anyone who is buying a German car that will be no more than 15 years old by the end of the loan term, or any other car that will be no more than 12 years old.
  • Anyone who is buying a vehicle, including pickup trucks, for personal use.

It's important to fully understand the ins and outs of the Car Loan before applying, so please carefully read the terms and conditions provided at the branch. You can also contact us for more details.

Ready to drive your new car?


Pick your car, stay focused on the road, and let us handle the financing.

Required documents


Below are the documents you’ll need depending on whether you’re meeting the minimum or maximum requirements.

  1. For Employees
Requirement typeDocumentsMandatory or optional?
Minimum requirementsSocial Security statement (or its equivalent)Mandatory
Proof of other income sources in your account statementMandatory (if available)
Maximum requirementsSalary slips for the last 6 monthsMandatory
Account statements for the last 6 monthsMandatory
Salary transfer letterMandatory
Social Security statement (or its equivalent)Mandatory
Proof of other income sources in your account statementMandatory (if available)

  • For freelancers
Requirement typeDocumentsMandatory or optional?
Minimum requirementsCompany registrationMandatory
Valid business licenseMandatory
Recent copy of commercial registrationMandatory
Certified copy of union membership*Mandatory for freelancers, optional for business owners
Business account statements for the last 6 to 12 months showing income and business transactionsMandatory
Maximum requirementsValid business licenseMandatory
Recent copy of commercial registrationMandatory
Certified copy of union membership*Mandatory for freelancers, optional for business owners
Financial documents showing business assets, liabilities, and net worthMandatory
Business tax returns for the last 2 to 3 years Optional for Jordanians, mandatory for US expats. Expats from other countries must provide a credit report, if available
Balance statements from other banks for the last 12 months, showing at least 300 JOD in residual income and a debt-to-income ratio of no more than 50%Mandatory
Business account statements for the last 6 to 12 months showing income and transactionsMandatory
Signed letter confirming that all business-related deposits go through Bank al EtihadMandatory

*Accepted union memberships:

  • Jordan Medical Association
  • Jordanian Dental Association
  • Jordanian Veterinary Association
  • Jordan Pharmacists Association
  • Jordan Bar Association
  • Jordanian Contractors Association
  • Jordan Engineers Association
  • Jordanian Artists Association
Apply online now

Put your plans into action

Personal loan
Mortgage
Auto loan
JD
1 year
Interest rate
7.99%
Calculated at:
7.99% Yearly interest rate
Monthly:
JD 173.97
Estimated total repayment:
JD 2,087.64
Apply online now
JD
10 years
Interest rate
7.99%
Calculated at:
7.99% Yearly interest rate
Monthly:
JD 1,212.75
Estimated total repayment:
JD 145,530
Apply online now
JD
1 year
Interest rate
7.13%
Calculated at:
7.13% Yearly interest rate
Monthly:
JD 519.52
Estimated total repayment:
JD 6,234.24
Apply online now
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