Gold credit card
Gold credit card

Your spending, working harder

Earn up to 3% cashback on every purchase, pay in instalments interest-free at partner stores, and spend with a limit up to 4x your salary.

Your spending, working harder
Benefits
Benefits

What your card does for you

Cashback every day, travel perks when you need them, and security you can count on.

Easy payments

Easy payments

Split your purchases into Easy Payment Plans and pay over time on your terms.

Less stress

Less stress

Move your balances to one Bank al Etihad card and repay with less interest and one payment.

Spending power

Spending power

Give yourself extra room when life asks for it, with a temporary limit increase.

Your perks
Your perks

Built for every day

For the planned, the routine, and the unexpected alike.

Instant cashback
Instant cashback

Every swipe, tap, or online payment earns up to 3% back, based on your rank. It adds up.

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Spending power
Spending power

Spending power up to 4x your monthly salary, spend when it matters, pay back your way.

Spending power
Easy Payment Plans
Easy Payment Plans

Split any purchase into monthly instalments, 0% at partner stores, 1% everywhere else.

 

Easy Payment Plans
Exclusive discounts
Exclusive discounts

Your card unlocks prices the public doesn’t see, at hundreds of partner stores.

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Your balance, protected
Your balance, protected

Your outstanding balance, covered if life takes an unexpected turn, for just 0.1% (minimum JOD 1).

Your balance, protected

Travel benefits

  • Hotel and car rental discounts
    Hotel and car rental discounts

    Visa-exclusive rates at luxury hotels and car rentals through providers like Avis and SIXT.

  • Card lost abroad?
    Card lost abroad?

    Freeze it on the app & Visa sends a replacement next day, and arranges up to $5,000 in emergency cash.

  • Tap & pay
    Tap & pay

    Skip the card. Just tap to pay with Apple Pay or Google Pay, anywhere you travel.

Travel benefits
Free for year one

Your first year is free.

After that, 50 JOD a year, or just 4 JOD a month, billed annually.

Compare
Compare

Not sure which card fits?

All three cards side by side, fees, lounge access, and salary requirements.

Gold Credit Card
  • Cashback on every purchase
  • Easy Payment Plans from 0% interest
  • Spending power up to 4× salary
  • Min. monthly salary: 450 JOD
  • No free airport lounge visits
Platinum Credit Card
  • Cashback on every purchase
  • Easy Payment Plans from 0% interest
  • 6 free lounge visits/year
  • Min. monthly salary: 625 JOD
  • Up to 15% off YQ services
Signature Credit Card
  • Cashback on every purchase
  • Easy Payment Plans from 0% interest
  • 12 free lounge visits/year
  • Min. monthly salary: 1,250 JOD
  • Up to 20% off YQ services
Security
Security

Your money, protected

We protect every transaction around the clock so you don’t have to.

  • Fraud protection, around the clock
    Fraud protection, around the clock

    Advanced security on every transaction in real time, catching fraud before it reaches your account.

  • You're in control
    You're in control

    Something feel off? One tap freezes your card. Another tap brings it back when you’re ready.

  • We're always here
    We're always here

    In-app chat or phone, our team is one message away, any time, any day.

Your money, protected
How to
How to

How your credit card works

Spend now, pay your way later.

Apply for a card

Apply for a card

Through the app or at any branch. Minimum credit limit: 350 JOD.

Choose how to pay

Choose how to pay

At the end of each billing cycle, pay your full balance or the minimum 4%, your choice.

Interest

Interest

Paying only the minimum? A 1.5% monthly interest rate applies to unpaid balances.

What you'll need to apply

To apply for a Gold credit card, you’ll need the following. Please review the terms and conditions carefully before applying, or get in touch if you have any questions.

Required documents

  • A valid national ID for Jordanians.

  • A valid passport and work residency for non-Jordanians.

  • A recent salary slip with a job offer letter or employment contract.

  • Bank statements for the last 6 months.

  • To learn more about exclusive Visa benefits, visit the Visa website.

  • For other fees, visit the fees and charges page.

You might also like
You might also like

Worth exploring

More options that work alongside your card.

Discounts & deals

Discounts & deals

Unlocks deals and discounts from hundreds of partner stores.

Easy payment plans

Easy payment plans

See something you want? Split it into monthly instalments at 0% at partner stores.

Personal loan

Personal loan

A renovation, a fresh start, our personal loan is there for the moments that count.

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Everything in one place

Track your cashback, split a purchase, or freeze your card, from the app, in seconds.

Everything in one place