Borrow once. Keep spending.
Get JOD 1,000 to 25,000 in as little as 7 minutes, plus a credit card whose available limit grows back every time you repay.
Why choose instant cash?
Fast to get, easy to repay & designed to give you more flexibility every day.
Fast cash
Get your money in your account in as little as 7 minutes.
Credit card included
Your instant cash comes with a credit card. No extra paperwork.
Growing card limit
Every instalment you pay restores more of your available card limit.
Simple pricing
Enjoy a fixed annual interest rate with no surprises.
Flexible repayment
Automatic monthly instalments over 12 to 96 months, on a reducing interest rate.
One application
Get your cash and credit card together with one application.
Where instant cash can help
Whatever life brings, instant cash gives you the flexibility to manage today’s needs while planning for tomorrow.
Some expenses are planned, others aren’t. Whether it’s a last-minute trip, a special occasion, or an unexpected bill, instant cash gives you the flexibility to move forward.
Whether you’re moving, renovating or furnishing your home, get the flexibility to make it happen on your terms.
From celebrations to life’s biggest milestones, instant cash helps you plan with confidence.
Cover tuition fees, professional courses or school expenses, so you can invest in your future and your family’s.
Spread the cost of furniture, electronics and other major purchases with flexible monthly repayments.
More than just cash
If your instant cash financing qualifies you for a Platinum, Signature, or Infinite credit card, you’ll unlock a range of travel benefits, including airport lounge access, travel insurance, and more.
Airport lounge accessAirport lounge access at over 1,300 lounges in 500+ cities.
Travel insuranceMulti-trip travel insurance of up to 90 days per trip, for you and your family.
Hotel & car rental dealsVIP discounts at luxury hotels and a wide range of car rental options.
Other ways to borrow
- Up to 25,000 JOD
- Money in your account in 7 minutes
- No salary transfer required
- Credit card included
- Borrow JOD 25,000–110,000.
- Up to 8 years to repay.
- 3-month grace period.
- Free life insurance included.
- Postpone payments twice a year.
- Up to 110,000 JOD
- Up to 3 business days for processing
- Mandatory salary transfer
- Cashback with every repayment
Understand Instant Cash
Learn how Instant Cash works, from applying to repayments, so you can choose with confidence.
How do I apply?
Apply through our app or at any branch.
How do I get the cash?
Once approved, you’ll get the cash in your account in 7 minutes.
How is the interest calculated?
A reducing interest rate over instalments of 12 to 96 months
Safe & secure from day one
Your money is protectedFraud protection coverage against unauthorised card use
You're in control of your cardFreeze your card, set spending limits, and track transactions from our app
Help is always hereSupport around the clock through our customer contact centre
What you'll need to apply
To apply for Instant cash, you’ll need the following. Please review the terms and conditions, on the app or at any branch, carefully before applying, or get in touch if you have any questions.
To apply, you'll need:
A Bank al Etihad account
A valid national ID
Worth exploring
Explore other loans and see which one fits your next goal.
Easy payment plans
See something you want? Split it into monthly instalments at 0% at partner stores.
Personal loan
A renovation, a fresh start, our personal loan is there for the moments that count.
Cash you already have, unlocked
Get quick access to cash from your card limit, repay on your terms, and keep your card working for you
